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CONSOLIDATION
Loan Consolidation - Combine your federal education loans from any lender or bank into one convenient monthly payment.
Choose VSAC - Anyone with federal student loans can consolidate with VSAC and take advantage of our great benefits!
Recent Graduates - Act now! - Lock in the lowest possible interest rate by applying to consolidate your loans before your grace period ends.
Prevent Unwanted Consolidation Offers – Are you receiving unwanted credit or Consolidation offers and wondering what you can do about it? Learn how to OPT-OUT by visiting the Federal Trade Commission’s Web site.
REPAYING YOUR LOANS
VSAC payment addressPayment plans
Postponement options
Deferments
How interest works
Credit bureau reporting
Cosigners
Endorsers
Repayment FAQs
Glossary of education loan terms
Education loan interest deductions
Customer Relations
VSAC is committed to helping you successfully manage your education debt.
Contact our loan counselors for help with your individual situation before you borrow as well as during repayment.
E-mail: info@vsac.org
Call toll-free: 800-798-8722
8:00 am–6:00 pm, Monday through Thursday
8:00 am–4:30 pm Friday
8:30 am–2:30 pm Saturday
ADDITIONAL RESOURCES
WEB PICKS
Avoid, Detect & Deter Identity Theft - Visit The Federal Trade Commission's Web site to learn more.
Prevent Unsolicited Credit & Consolidation Offers – Check out the helpful tips found on the Federal Trade Commission’s Web site.
Manage the Price of College - Visit the U.S. Department of Education's Web site to access their informative handbook.
The Mint - Gain the personal financial skills needed to manage your money.
Jump$tart Coalition - Jump$tart is "financial smarts for students."
National Student Loan Data System (NSLDS) - View your federal loan lenders, loan balances and loan statuses.
