Now anyone with federal education loans can consolidate with VSAC!
Our customer service is unmatched AND we provide eligible consolidation borrowers a 1% interest rate reduction for applications received 7/1/05 to 6/30/08.* Learn more about consolidating through VSAC.

Learn more

• What is consolidation?
• What are the pros and cons of consolidating?
• Why choose VSAC?
• Am I eligible?
• Should I apply during my grace period?
• What will my repayment terms be?
• Other frequently asked questions

* VSAC evaluates borrower benefits each academic year and reserves the right to modify, terminate, or discontinue them at any time, at its sole discretion.