Consolidation Application Checklist

APPLY NOW

Need help filling out your application? Below are some tips.

Section A — Borrower Information
Section C — Reference Information
Section D.1 — Loans You Want to Consolidate
Section D.2 — Loans You Do Not Want to Consolidate
Section F — Borrower Certification & Authorization

Section A — Borrower Information

• Question 7 — Provide both your DRIVER'S LICENSE STATE and NUMBER.
  Don't have a driver's license? Write NONE.

• Question 9 — Not employed? Write NOT APPLICABLE.

• Question 10 — VSAC

• Question 11 — 830075

Section C — Reference Information

• Question 19 — You must provide TWO separate references; your references cannot live with you or each other. You must provide full street addresses and phone numbers.

Section D.1 — Loans You Want to Consolidate

Need help determining your lender's name, loan balances, interest rates, etc.? Visit www.nslds.ed.gov (PIN required – request one online at www.pin.ed.gov).

Not sure which loan types are eligible for consolidation? Click here.

• Question 21 — List the name(s) of your lender(s).

• Question 23 — Please provide your social security number.

• Question 25 — We must receive a rough estimate of your loan balance(s) — even for your VSAC loans.

• Question 26 — Are your Stafford loans in grace? You are entitled to a one-time, six-month grace period. If you would like to delay processing of your Consolidation loan until your grace period ends (and still lock in the lower, grace period interest rate), please provide your grace period end date. If you leave this question blank, you will waive the remainder of your six-month grace period.

Did you run out of room? Print the Additional Loan Listing Sheet (PDF).

 

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Section D.2 — Loans You Do Not Want to Consolidate

Listing any private or federal education loans that you are choosing NOT to consolidate is important — we may be able to further extend your repayment term; Consolidation repayment term is based on your TOTAL education loan indebtedness.

 

Section F — Borrower Certification & Authorization

Remember to sign and date the application and mail it to VSAC!

VSAC
Loan Consolidation
PO Box 999
Winooski, VT 05404

We must receive your original signature on your application — NO FAXES OR PHOTOCOPIES!

 

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Need additional help?

Contact us — we're here to help.

 

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CONSOLIDATION