Funding Sources
Grants - Vermont resident undergraduates: Now's the time to apply for a Vermont grant for the 2007-2008 academic year!
Scholarships - See which ones you're eligible for!
Work Study - Eligibility for federal work-study aid is based on need, and the amount of the aid depends on the number of hours you work.
Loans - VSAC loans for students and parents.
Additional Sources of Financial Aid - Tips on finding additional sources of financial aid.
Financial Aid Process
How financial aid works - A detailed page describing financial aid availability and ways to apply.
Glossary of financial aid terms - Definitions for terms most frequently used in discussions of financial aid.
Apply Online
Apply for a Loan Online or request Online Credit Pre-Approval - New! Start the loan process by logging into your secure myVSAC profile.
Financial aid applications - The VSAC grant application, FAFSA, and PROFILE®.
FAFSA Tips - A helpful list of tips for completing the FAFSA application.
Calculate Your Costs
Estimated Family Contribution (EFC) Chart - Useful charts for individuals or parents who want to estimate their share of college expenses.
VSAC's EFC Calculator - Personalized estimates of your Estimated Family Contribution.
Award Letter Comparison Tool (XLS) - Compare the financial aid award notifications you receive from colleges.
How Federal Education Loans Work
Terms to KnowInterest subsidy
Eligibility
Flexible repayment
Low interest rates
Lower-cost options
Customer Relations
VSAC is committed to helping you successfully manage your education debt.
Contact our loan counselors for help with your individual situation before you borrow as well as during repayment.
E-mail: info@vsac.org
Call toll-free: 800-798-8722
8:00 am–6:00 pm, Monday through Thursday
8:00 am–4:30 pm Friday
8:30 am–2:30 pm Saturday
ADDITIONAL RESOURCES
WEB PICKS
Identity Theft - The Federal Trade Commission's site on how to avoid, detect, and deter identity theft.
Managing the Price of College - U.S. Department of Education.
FinAid.org College Cost Projector - Estimate how much college will cost when you are ready to enroll.
FastWeb - Online scholarship search and college search service.
www.nebhe.org — Is your major not offered in Vermont? Check out the New England Board of Higher Education (NEBHE) Tuition Break program, also known as the Regional Student Program (RSP) or the Apple Book program.

