lower-cost options

Some education lenders reduce the cost of borrowing by eliminating or reducing fees, reducing interest rates or providing rebates. Lenders are able to do this by operating efficiently, obtaining low-cost capital to make the loans, and passing these savings on to borrowers.

What does VSAC do?

We offer borrower benefits like no-fee Stafford loans, reduced fee PLUS loans, annual interest rebates and interest rate reductions. VSAC provides some of the lowest-cost Stafford and PLUS loans available. Find out more about the borrower benefits available to you.

*VSAC evaluates borrower benefits each academic year and reserves the right to modify, terminate, or discontinue them at any time, at its sole discretion. The borrower benefits available to you are based on loan type and loan approval date or date of first disbursement.