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lower-cost options


Some education lenders reduce the cost of borrowing by eliminating or reducing fees, reducing interest rates or providing rebates. Lenders are able to do this by operating efficiently, obtaining low-cost capital to make the loans, and passing these savings on to borrowers.

What does VSAC do?

We offer borrower benefits like:
  • no-fee Stafford loans
  • reduced fee PLUS loans
  • annual interest rebates
  • interest rate reductions
VSAC is committed to providing quality service and low cost education loans.
Find out more about the borrower benefits available to you.


*VSAC reserves the right to modify, terminate, or discontinue borrower benefits at any time, at its sole discretion. The borrower benefits available to you are based on loan type and loan approval date or date of first disbursement.



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