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The Vermont Advantage
VSAC’s fixed-rate education loan for students
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For current academic year 2014-2015

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Need additional money for college? As Vermont’s nonprofit state-based higher education organization, VSAC offers a low-cost fixed-rate loan to help students finance education.

THE VERMONT ADVANTAGE STUDENT LOAN FOR ACADEMIC YEAR 2014-2015:

With VSAC, you get ...

  • financing for undergraduate or graduate education
  • a fixed interest rate as low as 5.85% APR for the life of your loan
  • your choice of three repayment options
  • no origination fee if your cosigner has excellent credit
  • no penalty or fee for prepayment
  • the option to release your cosigner after 48 months of active repayment, provided the student meets VSAC’s credit criteria
  • the ability to request temporary postponement of payments during periods of financial hardship
  • death and permanent disability cancellation
  • local, Vermont-based servicing

Learn more and apply!

VSAC fixed-rate education loan attributes


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