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The Vermont Advantage
VSAC’s fixed-rate education loan for students

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For out-of-state students attending VT colleges and VT residents going to college in the U.S. and abroad.


Need a loan for the fall 2015? The 2015-2016 Vermont Advantage loan application will be available June 2!
Sign up now for notification and check out our new lower rates.


See what the Vermont Advantage can do for you.

With VSAC, you get ...

  • a fixed interest rate as low as 5.50% APR for the life of your loan
  • your choice of three repayment options
  • no origination fee if your cosigner has excellent credit
  • local service from Vermont’s nonprofit higher education organization
  • financing for undergraduate or graduate education
  • no penalty or fee for prepayment
  • cosigner release may be available upon request to borrowers who meet VSAC’s credit criteria after 48 months of active repayment
  • the ability to request temporary postponement of payments during periods of financial hardship
  • death and permanent disability cancellation

Get the details and apply!

VSAC fixed-rate education loan attributes


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