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The Vermont Advantage
VSAC’s fixed-rate education loan for students
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For out-of-state students attending VT colleges and VT residents going to college in the U.S. and abroad.


See what the Vermont Advantage can do for you.

With VSAC, you get ...

  • a fixed interest rate as low as 5.50% APR for the life of your loan
  • your choice of three repayment options
  • no origination fee if your cosigner has excellent credit
  • local service from Vermont’s nonprofit higher education organization
  • financing for undergraduate or graduate education
  • no penalty or fee for prepayment
  • cosigner release may be available upon request to borrowers who meet VSAC’s credit criteria after 48 months of active repayment
  • the ability to request temporary postponement of payments during periods of financial hardship
  • death and permanent disability cancellation

Get the details and apply!

VSAC fixed-rate education loan attributes


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