News & Info
Now available - VSAC's free 'saving for college' guide with information on planning for the costs of college, methods available to invest and save for college, finding the right products for your family, trusts and other tools to assist you with paying for college.
View or print the PDF, or request a printed copy (e-mail).
Log In to your VHEIP Account
VERMONT HIGHER EDUCATION INVESTMENT PLAN (VHEIP)
VHEIP is designed to encourage Vermonters to invest for college or other post-high school programs. You can contribute even small amounts. Favorable tax treatment may help boost the growth of your contributions and earnings.
Call 800-637-5860 Monday through Friday, 8:00 am-8:00 pm and ask how to open a Vermont Higher Education Investment Plan account. You'll receive more detailed information about the plan and the three investment options.
GETTING STARTED
VHEIP Disclosure and Privacy StatementGift Of Education
Why invest
Investment options
VHEIP Frequently Asked Questions
Apply today
AT YOUR SERVICE
Account Service FormsContact VHEIP
Account Access
VHEIP investment performance
529 College Savings Plans Keep Getting Better - Federal income tax-free treatment of qualified withdrawals and other federal tax benefits are now permanently in place for 529 plans through the passage of the Pension Protection Act of 2006. When you contribute to VHEIP, your account earnings have the opportunity to grow federal and Vermont income tax-deferred until withdrawn. Earnings on any distributions used to pay for qualified higher education expenses will be free from federal and Vermont income tax.
Give the Gift of Education - Contributors, let your student know you support their education plans. Commemorate your gift with a VHEIP Gift of Education Certificate (Low Res PDF) or VHEIP Gift of Education Certificate (High Res PDF). Print the certificate, add a personal message, and present it to your loved one for any special occasion.
Gift Tax Exclusion and Deadline Extension (PDF) – Find out about an increase in the annual federal gift tax exclusion, and an extension on a tax deadline for taxpayers affected by Hurricanes Katrina, Rita, and Wilma.
Vermont offers a state tax credit for VHEIP contributions.
College Investment Plan Estimator
Step-by-step instructions - to help you meet your college financing goals.
Additional Resources
LIBRARY PICKS
Investment Strategy: Dollar Cost Averaging
Tax Breaks for College (chart)
WEB PICKS
Managing the Price of College - U.S. Department of Education.
College Cost Projector - Estimate how much it will cost to attend college.
TIAA-CREF - Teachers Insurance and Annuity Association College Retirement Equities Fund.
Identity Theft - The Federal Trade Commission's site on how to avoid, detect, and deter identity theft.
